12841 Jones Rd. Suite 203

Houston, Texas 77070

713 489 4582

24/7 Customer Support

Mon - Fri: 9:00 - 6:00

Saturday & Sunday 10:00 - 2:00

Let’s Improve

YOUR CREDIT SCORE with a CREDIT LINE

CREDIT LINE- WHAT IS IT?

A credit line is when a creditor (Company) gives you credit of a certain amount that shows up on your credit profile.  When payments are made on time it can and will improve your credit score.  

When you sign up with K&W Credit Repair we offer our clients a chance to improve their credit right away with a Guaranteed Line of Credit in the amount of $1500.  

EVERYONE IS APPROVED!

HOW IT WORKS

$1500.00 credit line with 24-month 0% financing gives you an opportunity to obtain a credit account even if you have bad credit, we believe in giving everyone with or without credit a chance!

as long as you meet the below criteria:

  • Must be a US Citizen
  • Must be 18 years of age or older
  • Must have a valid Social Security number
  • ANNUAL FEE:  We charged a one-time non-refundable annual fee of $149.99 to initiate the account.
  • MONTHLY FEE: $59 monthly fee will be charged until you decide you’re satisfied with your credit profile. 

K&W will report your credit line within 45 days and report your monthly payment every month  until you cancel

Your $59 fee is reported as a positive payment on you credit profile  monthly however, you can cancel at anytime with no penalties.  BONUS:  If you cancel we will not report anything negitive or delete your account.  It will remain on your credit however, we will no longer report positive payments. This will not affect your credit.

RESULTS

100 % GUARANTEED

OR YOUR MONEY BACK

REMEMBER

  • We will show you how to maximize your debt ratio score, even if paying off credit cards is not an option.
  • We will also help you removing credit inquiries from your credit report. Most people are aware of the three credit reporting bureaus, Equifax, Experian and TransUnion. The average difference in scores between the highest and lowest of your credit scores, from the three bureaus, is 60 points. This is the result of the credit bureaus having different items on their report, which may be correct, incorrect or are not reported in full compliance with credit law. According to a recent study, nearly 80% of all credit reports have serious errors on them and this does not even include the even smaller errors for which we look.
  • If you cannot remove at least 25% of the negative credit items from all three of your credit reports, we will refund 100% of your money.

​We have an excellent track record in helping client's to improve their credit scores:

If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.

0
Point Average Increase Over 35 Days
0
Point Average Increase Over 60 Days
0
Point Average Increase Over 90 Days

Frequently Asked Quesstions

​Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

You can be approved for a 3-10 year loan or credit line for your insurance business, even if you have average credit. And all you truly need to qualify is a book of business of renewable commissions. You can even use the book of business for the insurance agency you are buying as collateral to get approved.

Easy to Get Approved!

Insurance agents rave about how easy this program is to qualify for. The lenders are mainly looking to ensure you have a viable book of renewable commissions for your insurance agency. If you do, you can be approved even with a 520 personal credit score.

You can get as much as 120% of the surrender value of your renewable commissions. And most agencies can qualify, excluding State Farm. All you need for approval is a complete application and breakdown of your renewables.

You can get rates as low as 4% over the Prime rate and you can get loan terms as long as 10 years helping keep your payments low.

Get Approved when Banks Say “No”!

Book of business financing is the absolute best long-term solution for insurance agents who can’t secure SBA, conventional type loan financing.

With Book of business financing your business doesn’t need to be perfect, and you do not need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your credit and renewable commission breakdown.

Unlike conventional financing you don’t need good credit, you can be approved even with severely challenged personal credit and scores as low as 520. Lenders are actually more interested in you supplying 3 solid references than they are with you having good credit.

Powerful Benefits!

Use book of business of renewable commissions to qualify
No application fees
Get approved with bad credit
No other collateral requirements
72- hour pre-approval
Rates of 4-9% plus prime based on risk
Get approved when banks say “no”
Credit lines and loans available
Get as much as 120% of commission surrender value
Can be used to purchase an agency

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

You are entitled to a 100% refund on all monthly payments if:
– You do not remove more than 25% of all the negatives worked on.
– You have had six months from the time you retain our services.
– You have at least four negatives on the credit report at the time of sign-up.
– You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
– You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
 
  • ​Is Credit Training and Education worth my time and money?
  • ​What can I expect when I enroll in Credit Education?
  • What is your 100% Guarantee?
  • How long will it take to raise my score?
  • Why are your results different?
  • Will the removed items come back?
  • What items can you help me to remove and improve?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).

​Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
 

AFFILLIATE PROGRAM

​Are you a mortgage, real estate, tax professional, attorney, auto dealer or a professional in any industry that is dependent upon clients with good credit?

If the answer is yes, then partner with our company to make your clients credit worthy. Refer your credit-challenged client to us, we will work to increase their credit score in record time and we always refer them back to you for your services. You can track your client’s progress in our Client Login Portal. When your client logs into our web portal, the first thing they will see is your photo and contact information as a reminder of their goal and the professional who refered them to us! Just fill out the form below.

Don’t forget to  grab your free ebook today!

The 6 Secret Stages To Building Business Credit

Contact

Hours of Operation:  

Monday – Friday 9am – 6pm    |    Saturday & Sunday 10am – 2pm

Central Standard Time

START NOW! CANCEL ANYTIME

TRADELINE 100% risk free with no-hassle cancellation
$149 / $59 a month
  • Learn How Credit Works
  • Monitor The Progress 24/7
  • Increase Scores Fast
  • $1500 Credit Line
  • 2yr. Financial Coach